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Small Business Articles - Banking

Federal Reserve encourages you to “Go Direct”
May 29, 2006 - Valuable information for your business from Citizens State Bank

Go Direct is a national campaign designed to motivate Americans to select direct deposit for their federal benefit payments, such as Social Security and Supplemental Security Income (SSI). The U.S. Department of the Treasury and the Federal Reserve Banks are reaching out to people through financial institutions to inform them about the benefits of direct deposit, and help them sign up for it.

Why is the government promoting direct deposit?

  • It's safer. Direct deposit protects people from fraud and identity theft. In fact, you are 30 times more likely to have a problem with your federal benefit check than with your direct deposit payment.
  • It's easier. Payments go straight into your account, so you don't have to go to the bank to deposit a check.
  • It gives you more control. Direct deposit is completely predictable -- you know you'll have your money at the same time each month. Also, you can access your money from virtually anywhere -- so you have it when you need it.

There is no cost to sign up for Go Direct. To set up direct deposit, call or stop by any Citizens State Bank. You can also call the Go Direct Helpline at (800) 333-1795.

Citizens State Bank, a locally owned and operated community bank, specializes in serving small to medium-sized business owners in Macomb and St. Clair counties. To learn more about Health Savings Accounts, contact Citizens State Bank at 888.598.8900. Learn more about Citizens State Bank at www.mycommunitybank.com

© 2006 All Rights Reserved. No part of this article may be published without advance written approval.


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